Editorial Independence: This site earns referral fees when readers open accounts with featured companies. Fees do not influence ratings. Our 100-point scoring rubric, last applied January–February 2026, evaluates BBB rating (20 pts), fee transparency (25 pts), minimum investment accessibility (20 pts), IRS-approved product breadth (20 pts), and customer service quality (15 pts). All fee data was verified directly with each company as of March 2026. <
Rebecca Turner, CFP®Gold Bullion & IRA Specialist
12 years advising on self-directed IRAs and physical precious metals allocation. Quoted in Kiplinger and Investopedia on IRS precious metals rules.
Last editorial review: March 22, 2026. Fee data verified February 2026. Sources: IRS Publication 590-B, IRC §408(m)(3), World Gold Council, SEC.gov, FINRA.org

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